St. Kitts and Nevis

Citizenship By Investment

Saint Kitts and Nevis Citizenship by Investment | NTL Licensed Agent

Saint Kitts and Nevis Citizenship by Investment

Government-Licensed Advisory by NTL | World's First CBI Programme Since 1984

Programme Highlights

  • World's First: Established in 1984, the longest-standing CBI programme with over 40 years of operation
  • Minimum Investment: USD 250,000 (SISC for family of 4) or USD 325,000 (Real Estate)
  • CARICOM Mobility: Right to live, work, and study across 15 Caribbean Community member states
  • Family Inclusion: Spouse, children under 30, and dependent parents 55+ eligible
  • No Residency Requirement: No minimum stay before or after citizenship grant
  • Dual Citizenship: Permitted with no requirement to renounce existing citizenship
  • Processing Time: 3 to 6 months from complete application submission
  • Global Mobility: Visa-free or visa-on-arrival access to 155+ destinations worldwide

About Saint Kitts and Nevis

Saint Kitts and Nevis, officially the Federation of Saint Christopher and Nevis, is a twin-island sovereign state in the West Indies. A member of the Commonwealth of Nations, the United Nations, the Organization of American States (OAS), and the Caribbean Community (CARICOM), Saint Kitts and Nevis maintains strong international relationships and regional integration. The Federation is known as the "Mother Colony of the West Indies" as the first home of English and French colonists in the Caribbean.

Location

Eastern Caribbean, Lesser Antilles, between the Caribbean Sea and North Atlantic Ocean

Area

261 square kilometers (101 square miles)

Population

Approximately 47,000 to 58,000

Capital

Basseterre (on Saint Kitts)

Official Language

English

Currency

East Caribbean Dollar (XCD)

Government

Parliamentary democracy, constitutional monarchy (Commonwealth realm)

Economy

Tourism, financial services, light manufacturing, and agriculture

Investment Options

The Saint Kitts and Nevis Citizenship by Investment Programme offers four qualifying investment routes. Recent updates in October 2024 reduced the real estate investment threshold and introduced enhanced due diligence measures:

Sustainable Island State Contribution (SISC)

USD 250,000

Non-refundable contribution to the Federal Consolidated Fund supporting health, education, tourism, culture, green energy, and sustainable development across seven priority areas.

Contribution Requirements:

  • Family of 4 or fewer: USD 250,000
  • Each additional dependent under 18: USD 25,000 (from 5th applicant onwards)
  • Each additional dependent 18+: USD 50,000 (from 5th applicant onwards)
  • Non-Refundable: Contribution is not returned under any circumstances
  • Processing: Fastest investment option with straightforward requirements

Advantages:

  • Lowest minimum investment for family applications
  • No property management or ongoing costs
  • Straightforward compliance requirements
  • Single payment with no holding period obligations
  • Direct contribution to national development priorities

Real Estate - Developer's Investment

USD 325,000

Purchase of government-approved real estate units in designated development projects.

Key Terms:

  • Minimum Value: USD 325,000 (reduced from USD 400,000 in October 2024)
  • Holding Period: 7 years from citizenship grant
  • Approved Projects: Only units in government-approved CBI real estate developments qualify
  • Investment Types: Shares in developments, condominium units, hotel complexes, residential developments
  • Resale After 7 Years: Property may be resold to another CBI applicant after holding period
  • Rental Income: Properties can be rented for potential passive income (typically 2-5% annual returns)
  • Additional Costs: Government processing fees, due diligence fees, legal fees, and real estate transaction costs

Approved Project Categories:

  • Resort and hotel developments
  • Luxury residential complexes
  • Condominium units in approved projects
  • Mixed-use developments
  • Shares in approved real estate projects

Real Estate - Private Investment

USD 325,000+

Purchase of private residential properties meeting government criteria.

Key Terms:

  • Condominium Unit: USD 325,000 minimum investment
  • Single-Family Private Dwelling: USD 600,000 minimum investment
  • Holding Period: 7 years from citizenship grant
  • No Co-Investment: Applicant cannot share investment in a single dwelling with another applicant
  • Resale Restrictions: Property cannot be leased for 7 years and cannot be sold to another CBI applicant unless substantial additional investments made through construction, renovation, or other improvements
  • Government Approval: All private real estate investments require approval from the CIU

Property Categories:

  • Private condominium units (minimum USD 325,000)
  • Single-family homes (minimum USD 600,000)
  • Villas and luxury residences
  • Properties meeting government-specified criteria
Private Real Estate Approval:

Private real estate investments require advance approval from the CIU. Applicants should verify property eligibility before proceeding with purchase agreements.

Public Benefit Option (PBO)

USD 250,000

Contribution to approved public benefit projects supporting national infrastructure and development initiatives.

Contribution Requirements:

  • Minimum Contribution: USD 250,000 for family of up to 4
  • Each additional dependent under 18: USD 25,000 (from 5th applicant onwards)
  • Each additional dependent 18+: USD 50,000 (from 5th applicant onwards)
  • Non-Refundable: Contribution is not returned
  • Special Promotion: No government processing fees for families up to 4 until December 31, 2025

Approved Public Benefit Projects (Examples):

  • Prime Creative Arts Centre development
  • National Housing Corporation support
  • Infrastructure development projects
  • Community development initiatives
  • Public facility improvements
Limited-Time Promotion (Until December 31, 2025):

Under the Public Benefit Option, government processing fees are waived for families of up to 4 applicants, providing significant cost savings. This makes the PBO an exceptionally cost-effective option for family applications during the promotional period.

Additional Government Fees

In addition to the investment amount, applicants must pay government processing fees and due diligence fees:

Fee Type Amount Notes
Processing Fee (Main Applicant) USD 25,000 Non-refundable government processing fee
Processing Fee (Spouse) USD 15,000 Non-refundable government processing fee
Processing Fee (Dependent under 18) USD 10,000 Per dependent
Processing Fee (Dependent 18+) USD 15,000 Per dependent
Due Diligence (Main Applicant) USD 10,000 Background verification fee
Due Diligence (Dependent 16+) USD 7,500 Per dependent aged 16 years or older
Total Investment Calculation:

Total programme cost includes: (1) Investment amount (SISC, real estate developer, private real estate, or PBO), (2) Government processing fees (waived for PBO families of up to 4 until December 31, 2025), (3) Due diligence fees, (4) Professional advisory fees, (5) Additional costs such as medical examinations, document certifications, and translations.

Eligibility Requirements

Main Applicant Criteria

Requirement Criteria
Age Minimum 18 years old
Health Good health, no communicable diseases (medical certificate required)
Character Good character with no serious criminal record
Financial Standing Sufficient lawful funds to complete qualifying investment
Source of Funds Legal and verifiable source of investment funds
Mandatory Interview All main applicants and dependents 16+ must attend interview (virtual or in person)
Residence No minimum stay required before or after citizenship

Eligible Dependents

The Saint Kitts and Nevis programme allows inclusion of qualifying family members in the main application:

Spouse

Legally married spouse of main applicant (marriage certificate required)

Children Under 30

Biological or legally adopted children under 30 years of age, including adult children ages 18-30

Dependent Parents (55+)

Parents or grandparents of main applicant or spouse, aged 55 years or older, who are financially dependent (changed from previous age 65+ requirement in October 2024)

Important Change: Siblings No Longer Eligible:

As of recent programme updates, dependent siblings can no longer be included in citizenship applications. Only spouse, children under 30, and parents 55+ qualify as eligible dependents.

Mandatory Interview Requirement

Interview Requirement (Introduced in Programme Updates):

Each main applicant is required to attend an interview conducted by an independent professional firm commissioned by the CIU or by CIU officials. Dependents aged 16 or over may also be required to attend an interview if deemed necessary. Interviews may be conducted virtually (default option), in person in Saint Kitts and Nevis, or at other locations approved by the Board of Governors.

Ineligible Applicants

Programme Restrictions:
  • Citizens of banned nationalities: Iran, Iraq, Russia, Belarus, North Korea, and Afghanistan (irrespective of where they live)
  • Applicants who have been denied visas to countries with visa-free access for Saint Kitts and Nevis passport holders may face additional scrutiny
  • Applicants with serious criminal convictions may be refused
  • Applicants who pose security risks or have been involved in activities contrary to public policy may be refused
  • Applicants who make false statements or omit relevant information will have applications declined

Programme Benefits

Citizenship Advantages

World's First CBI Programme

Over 40 years of operation since 1984, establishing international trust and recognition.

Dual Citizenship

Permitted with no requirement to renounce existing citizenship.

Family Inclusion

Spouse, children up to age 30, and parents 55+ eligible in single application.

Generational Transfer

Citizenship passes to future generations by descent.

No Residency Requirement

No minimum stay required before, during, or after citizenship grant.

Processing Time

Applications typically processed within 3 to 6 months from complete submission.

Tax Benefits

No income tax, capital gains tax, inheritance tax, or wealth tax.

Commonwealth Membership

Citizens enjoy certain privileges in the UK and other Commonwealth countries.

Biometric E-Passport

10-year validity biometric passport issued under the CBI programme.

CARICOM Mobility

Caribbean Community (CARICOM) Benefits:

Saint Kitts and Nevis citizenship provides the right to live, work, and study in CARICOM member states without work permits or additional visas.

CARICOM Member States (15 Members):

  • Antigua and Barbuda
  • Bahamas
  • Barbados
  • Belize
  • Dominica
  • Grenada
  • Guyana
  • Haiti
  • Jamaica
  • Montserrat
  • Saint Kitts and Nevis
  • Saint Lucia
  • Saint Vincent and the Grenadines
  • Suriname
  • Trinidad and Tobago

CARICOM Single Market and Economy (CSME): Participating CARICOM states allow free movement of goods, services, capital, and labor among member states.

Global Mobility

Saint Kitts and Nevis passport holders have visa-free, visa-on-arrival, or electronic visa access to 155+ destinations worldwide, including:

  • Europe (Schengen Area): 90 days within 180-day period visa-free access to 27 European countries
  • United Kingdom: Electronic Travel Authorization (ETA) required as of January 8, 2025 (visa-exempt but ETA mandatory)
  • Ireland: Visa-free access
  • Russia: Visa-free access
  • Hong Kong: Visa-free access
  • Singapore: Visa-free access
  • Taiwan: Visa-free access
  • Saudi Arabia: Visa-free access

United States Access: Saint Kitts and Nevis citizens can obtain a 10-year US B-1/B-2 visa for travel, business, family visits, and medical care.

Canada Access: As of June 6, 2023, Saint Kitts and Nevis citizens who have held a Canadian visa in the last 10 years or currently hold a valid United States non-immigrant visa can apply for an electronic Travel Authorization (eTA) instead of a paper visa when traveling to Canada by air.

Note: Visa-free access policies are subject to change by destination countries. Applicants should verify current visa requirements before travel.

Application Process

Authorized Agent Requirement:

Applications to the Saint Kitts and Nevis Citizenship by Investment Programme must be submitted through government-authorized agents. NTL is an authorized agent licensed to submit applications to the Citizenship by Investment Unit.

Process Timeline

1

Initial Consultation and Pre-Screening

Comprehensive eligibility review, investment route selection, family composition analysis, and preliminary due diligence check. NTL conducts complimentary pre-assessment.

2

Contract Signing and Retainer Payment

Sign advisory contract with NTL and make initial retainer payment to begin formal application preparation.

3

Document Preparation and Collection

Gather identity documents, police certificates, source of funds documentation, medical certificates, and supporting documents for all applicants and dependents. NTL assists with document verification and form completion.

4

Payment of Due Diligence Fees

Due diligence fees and government application fees paid to CIU. Background verification process initiated by independent professional firms.

5

Application Submission to CIU

Complete application package submitted to Citizenship by Investment Unit through authorized agent.

6

Due Diligence and Background Verification

CIU conducts comprehensive background checks through independent professional firms in Europe, the UK, and the USA. Verification of identity, source of funds, criminal record, and security clearance.

7

Mandatory Interview

Main applicant and dependents aged 16+ attend interview conducted by independent professional firm or CIU officials. Interviews conducted virtually (default), in person in Saint Kitts and Nevis, or at approved locations.

8

Government Approval

CIU issues government approval letter after successful completion of due diligence and interview. Approval indicates application has passed government review subject to investment completion.

9

Investment Execution

Complete selected investment route: SISC contribution, real estate purchase (developer or private), or Public Benefit Option contribution. Confirmation of investment provided to CIU.

10

Certificate of Registration

CIU issues Certificate of Registration conferring citizenship status. Certificate must be collected in person in Saint Kitts and Nevis or at an embassy or consulate specified by the CIU as approved by the Board of Governors.

11

Passport Application

Apply for Saint Kitts and Nevis biometric e-passport (10-year validity). Passport application processed and issued following receipt of Certificate of Registration.

Processing Timeline:

Applications typically processed within 3 to 6 months from complete submission. Actual timelines vary based on application complexity, completeness of documentation, due diligence requirements, interview scheduling, and current processing volumes at the CIU.

Required Documents

Identity Documents

  • Valid passport (certified copy of all pages)
  • Birth certificate for all applicants
  • National identity card (if applicable)
  • Passport-size photographs (recent, white background)

Civil Status Documents

  • Marriage certificate (for spouse inclusion)
  • Divorce decree or death certificate (if previously married)
  • Birth certificates for all dependent children
  • Adoption certificates (if applicable)
  • Proof of dependency for adult children or parents

Police Certificates

  • Police certificate from country of citizenship
  • Police certificate from country of residence (if different from citizenship)
  • Police certificates from any country where applicant has resided for 6+ months since age 16
  • All certificates must be issued within 6 months of application submission
  • Certificates must be apostilled or legalized

Financial Documents

  • Bank statements (6 months) demonstrating source of investment funds
  • Source of wealth documentation (employment records, business ownership, inheritance, asset sales, etc.)
  • Bank reference letters
  • Professional reference letters
  • Proof of net worth
  • Tax returns or tax clearance certificates (if applicable)
  • Business registration documents (if business owner)

Medical Certificates

  • Medical examination report from licensed physician
  • HIV/AIDS test results (applicants 12 years and older)
  • Confirmation of no communicable diseases
  • Medical reports must be completed on government-provided form

Investment Documentation

  • SISC Route: Bank transfer confirmation and payment receipt to Federal Consolidated Fund
  • Real Estate Developer Route: Sales and purchase agreement, proof of payment, property details from approved project
  • Private Real Estate Route: Sales agreement, proof of payment, property valuation, title documents, CIU approval
  • Public Benefit Option: Contribution confirmation to approved public benefit project

Additional Requirements

  • Curriculum vitae (CV) for main applicant
  • Proof of residential address
  • Declaration of any visa refusals
  • Affidavit of support for dependent family members
  • Professional recommendation letters

Document Authentication: All documents must be apostilled or legalized by the issuing country's competent authority. Documents in languages other than English must be officially translated by certified translators.

Post-Approval Considerations

No Residency Requirement

No Minimum Stay Required:

Saint Kitts and Nevis does not require any minimum stay before, during, or after citizenship is granted. However, the Certificate of Registration must be collected in person in Saint Kitts and Nevis or at an approved embassy or consulate.

Investment Holding Period

  • SISC Contribution: Non-refundable with no holding period obligation
  • Real Estate (Developer and Private): 7-year mandatory holding period from citizenship grant. Property may be sold after 7 years. Developer properties can be sold to other CBI applicants; private properties require substantial additional investment to qualify for resale to CBI applicants.
  • Public Benefit Option: Non-refundable contribution with no holding period obligation

Taxation

No Worldwide Taxation: Saint Kitts and Nevis does not impose personal income tax, capital gains tax, inheritance tax, or wealth tax on its citizens.

Tax Benefits:

  • No personal income tax
  • No capital gains tax
  • No inheritance tax
  • No wealth tax
  • Favorable environment for establishing offshore businesses

Passport Validity and Renewal

Saint Kitts and Nevis biometric e-passports issued under the CBI programme are valid for 10 years and may be renewed at Saint Kitts and Nevis diplomatic missions worldwide or in Saint Kitts and Nevis.

Programme Changes

The Saint Kitts and Nevis Citizenship by Investment Programme operates under government legislation and CIU regulations, which are subject to amendment. Investment thresholds, fees, procedures, and programme terms may change by government decision. The most recent updates in October 2024 reduced the real estate investment threshold and introduced mandatory interview requirements.

NTL: Authorized Agent Services

NTL is a government-authorized agent for the Saint Kitts and Nevis Citizenship by Investment Programme, providing comprehensive application support with established CIU relationships and extensive programme experience spanning multiple decades.

Our Advisory Services

1

Complimentary Pre-Screening and Assessment

Free preliminary eligibility review, general due diligence check, and investment route recommendation.

2

Investment Route Analysis

Detailed comparison of SISC, real estate developer, private real estate, and Public Benefit Option routes with consideration of family size, liquidity preferences, holding period obligations, and tax planning.

3

Document Preparation and Review

Complete document collection, verification, translation, apostille/legalization coordination, and application form preparation.

4

Source of Funds Documentation

Guidance on preparing comprehensive source of wealth and source of funds documentation to satisfy CIU due diligence requirements and independent verification firms.

5

Application Submission to CIU

Submission of complete application package to Citizenship by Investment Unit as authorized agent with established submission protocols.

6

Interview Preparation and Coordination

Preparation for mandatory interview, coordination of interview scheduling (virtual or in person), and guidance on interview process and expectations.

7

CIU Liaison and Application Management

Ongoing communication with CIU, response to information requests, status updates, and application monitoring throughout processing.

8

Investment Execution Support

Coordination of investment completion following government approval, including SISC transfers, real estate transactions, or PBO contributions.

9

Certificate and Passport Procurement

Coordination of Certificate of Registration collection and passport application processing.

Compliance Standards

NTL operates in strict accordance with Saint Kitts and Nevis programme requirements and international best practices:

Authorized Agent Status

Government-authorized agent with established CIU relationships and submission privileges.

Due Diligence

Comprehensive client verification and source of funds review prior to application submission.

Regulatory Compliance

All services provided in accordance with CIU regulations and government legislation.

International Standards

Adherence to international best practices for citizenship and residency advisory services.

Request Your Eligibility Assessment

Contact NTL for a confidential consultation on Saint Kitts and Nevis' Citizenship by Investment Programme. Our authorized agents will assess your eligibility, explain investment options, and outline the application process.

Frequently Asked Questions

What is the minimum investment for Saint Kitts and Nevis citizenship?

The minimum investment is USD 250,000 through the Sustainable Island State Contribution (SISC) for a family of up to four persons, or USD 325,000 for real estate investment with a 7-year holding period.

How long does the application process take?

Applications are typically processed within 3 to 6 months from complete submission. Actual timelines vary based on application complexity, due diligence requirements, interview scheduling, and current processing volumes at the CIU.

Does Saint Kitts and Nevis allow dual citizenship?

Yes. Saint Kitts and Nevis permits dual citizenship. Applicants are not required to renounce their existing citizenship.

How long has the Saint Kitts and Nevis CBI programme been operating?

The Saint Kitts and Nevis Citizenship by Investment Programme was established in 1984, making it the world's first and longest-standing CBI programme with over 40 years of operation.

Is there a residency requirement?

No. There is no minimum stay required before, during, or after citizenship is granted. However, the Certificate of Registration must be collected in person in Saint Kitts and Nevis or at an approved embassy or consulate.

Which family members can be included?

Eligible dependents include spouse, children under 30 years of age, and dependent parents or grandparents aged 55+ (changed from 65+ in October 2024). Siblings are no longer eligible for inclusion as of recent programme updates.

Is an interview required?

Yes. As of recent programme updates, each main applicant is required to attend an interview. Dependents aged 16 or over may also be required to attend if deemed necessary. Interviews can be conducted virtually (default), in person in Saint Kitts and Nevis, or at approved locations.

Can I sell my real estate investment after 7 years?

Yes. After maintaining the real estate investment for 7 years from citizenship grant, you may sell the property. Developer real estate can be sold to other CBI applicants. Private real estate requires substantial additional investment through construction, renovation, or improvements to qualify for resale to another CBI applicant.

Do I need to pay taxes on worldwide income?

No. Saint Kitts and Nevis does not impose personal income tax, capital gains tax, inheritance tax, or wealth tax on its citizens.

What is the Public Benefit Option special promotion?

Until December 31, 2025, government processing fees are waived for families of up to 4 applicants under the Public Benefit Option, making it an exceptionally cost-effective option for family applications during this promotional period.

How many countries can I visit visa-free with a Saint Kitts and Nevis passport?

Saint Kitts and Nevis passport holders have visa-free, visa-on-arrival, or electronic visa access to 155+ destinations worldwide, including the Schengen Area (90 days), United Kingdom (with ETA), Russia, Hong Kong, Singapore, and many others.

Are there any banned nationalities?

Yes. Citizens of the following countries are not eligible to apply: Iran, Iraq, Russia, Belarus, North Korea, and Afghanistan, irrespective of where they currently live.

Important Notice

This page provides general information only. The Saint Kitts and Nevis Citizenship by Investment Programme operates under government legislation and CIU regulations, which are subject to amendment. Programme requirements, investment thresholds, fees, and procedures may change by government decision. The most recent updates in October 2024 reduced the real estate investment threshold to USD 325,000 and introduced mandatory interview requirements.

All applications must be submitted through government-authorized agents. Applications are adjudicated by the Citizenship by Investment Unit (CIU), now a statutory corporation established under the Citizenship by Investment Unit Bill, 2024. NTL provides professional advisory services to support compliant applications but does not guarantee approval, processing timelines, or investment outcomes.

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