Greece Golden Visa
A residence permit pathway for third-country nationals through qualifying investment routes, including real estate and selected alternative investments.
This brochure is prepared for client review and suitability assessment based on the source content provided. It is not legal advice.
Final eligibility and approvals are at government discretion. Outcomes are subject to sanctions, AML, CTF checks and enhanced due diligence where applicable.
Executive Summary
Who the program is for
- Third-country nationals (non EU, non EEA, non Swiss) seeking Greek residence through qualifying investments.
- Applicants planning for optional residence in Greece with no minimum stay required to maintain or renew the permit (as stated in the provided source).
- Families seeking a renewable residence permit where eligible family members may be included (as stated in the provided source).
Key benefits (compliance safe)
- 5-year residence permit, renewable as long as the qualifying investment is maintained (as stated in the provided source).
- Schengen Area mobility for short stays, subject to Schengen rules (as stated in the provided source).
- Multiple investment routes including real estate tiers and alternative investments (as stated in the provided source).
At-a-glance
Program Overview
What it is
The Greece Golden Visa is described in the provided source as a residence permit pathway for third-country nationals who complete qualifying investments in Greece.
Competent authority in the provided source: Ministry of Migration and Asylum.
Who can apply (high-level)
- Non EU, non EEA, non Swiss citizen (third-country national).
- Minimum age 18.
- Clean criminal record required (as stated in the provided source).
- Valid health insurance covering risks in Greece (not travel insurance), as stated in the provided source.
- Legal and verifiable source of investment funds (as stated in the provided source).
Family inclusion (as stated in the provided source)
The residence permit is described as renewable provided the qualifying investment is maintained and required conditions are met. Final approvals and renewals remain subject to government discretion.
Investment Options
The options below summarize the investment routes and thresholds stated in the provided source text. All figures and conditions must be verified against official publications before reliance.
| Route | Minimum | Key conditions (high-level) | Holding / maintenance |
|---|---|---|---|
| Real Estate Tier 1 (Prime areas) | EUR 800,000 | Single property; minimum 120 m2; full ownership and possession; short-term rentals prohibited for properties acquired after April 5, 2024 (as stated in the provided source). | Maintain investment for permit validity and renewals (as stated in the provided source). |
| Real Estate Tier 2 (Other regions) | EUR 400,000 | Single property; minimum 120 m2; full ownership and possession; short-term rentals prohibited for properties acquired after April 5, 2024 (as stated in the provided source). | Maintain investment for permit validity and renewals (as stated in the provided source). |
| Special Real Estate Category | EUR 250,000 | Commercial to residential conversions; listed heritage restoration; former industrial buildings (no activity for at least 5 years prior), as stated in the provided source. No stated location restriction; 120 m2 minimum not stated to apply in this category. | Maintain ownership; property sale may end residence rights unless replaced with qualifying investment (as stated in the provided source). |
| Greek government bonds | EUR 500,000 | Purchase via Greek credit institution; minimum 3 years remaining maturity at purchase (as stated in the provided source). | Maintain throughout permit validity (as stated in the provided source). |
| Fixed-term bank deposit | EUR 500,000 | Greek bank; minimum 1-year fixed term with automatic renewal (as stated in the provided source). | Maintain throughout permit validity (as stated in the provided source). |
| Mutual funds / AIFs | EUR 350,000 | Funds dedicated to Greek assets; licensed by Hellenic Capital Market Commission or equivalent EU authority (as stated in the provided source). | Maintain ownership of fund shares during permit validity (as stated in the provided source). |
| Corporate bonds and shares | EUR 800,000 | Traded on regulated Greek markets or multilateral trading facilities; purchase through Greek credit institution (as stated in the provided source). | Maintain ownership during permit validity (as stated in the provided source). |
| Real estate investment companies | EUR 500,000 | Contribution via shares in public real estate investment companies; investment focus exclusively in Greece (as stated in the provided source). | Maintain investment during permit validity (as stated in the provided source). |
| Greek startup investment (announced) | EUR 250,000 | Startups on Elevate Greece registry; job creation obligations may apply. Status stated as announced with regulations pending publication. | Unverified, no official government source found (pending publication in provided source). |
Eligibility and Key Requirements
Main applicant requirements (high-level)
- Third-country national (non EU, non EEA, non Swiss).
- Age 18 or older.
- Clean criminal record (no serious convictions), as stated in the provided source.
- Valid health insurance covering risks in Greece (not travel insurance), as stated in the provided source.
- Legal and verifiable source of funds and financial capacity, as stated in the provided source.
- No minimum stay required to obtain, maintain, or renew, as stated in the provided source.
Dependents (as stated in the provided source)
- Spouse or civil partner.
- Dependent children under 21.
- Dependent parents or grandparents of main applicant or spouse (documentation required), as stated in the provided source.
Each family member stated to pay an application fee and card printing fee, and maintain health insurance (as stated in the provided source).
Documentation overview (high-level, not exhaustive)
This is a summary based on the provided source text. A complete checklist must be confirmed for each client and each investment route.
Identity and civil status
- Valid passports (certified copies of all pages), as stated in the provided source.
- Birth certificates for all applicants.
- Marriage certificate or civil partnership registration (if applicable).
- Divorce decree or death certificate of previous spouse (if applicable).
- Photographs per applicant (as stated in the provided source).
Compliance and financial
- Police certificates (citizenship and residence), as stated in the provided source.
- Health insurance evidence.
- Bank statements and source of wealth documentation, as stated in the provided source.
- Investment evidence specific to the chosen route (deeds, confirmations, agreements), as stated in the provided source.
- Translations and legalization/apostille where required, as stated in the provided source.
Process and Timeline
Submission approach (as stated in the provided source)
Applications are described as submitted through authorized legal representatives under power of attorney. One visit to Greece is described as typically required for biometric data submission.
Timeline indicators stated in the source
- Greek tax number (AFM): typically 3 to 7 working days via authorized representative (as stated in the provided source).
- Processing: typically 3 to 4 months from complete submission (as stated in the provided source, not guaranteed).
Process diagram (brochure summary)
-
Eligibility assessment and route selection
Review eligibility, family composition, and investment route fit.
-
Document preparation
Identity, police certificates, health insurance, source of funds, and investment-specific evidence.
-
AFM and banking setup
Greek tax number and bank account steps as needed for the chosen route (as stated in the provided source).
-
Execute investment
Complete property transaction or alternative investment through required institutions (as stated in the provided source).
-
Power of attorney and application submission
Legal representative submits the application to the competent authority (as stated in the provided source).
-
Biometrics in Greece
Attend biometric appointment in Greece (typically one visit, as stated in the provided source).
-
Review and residence permit issuance
Government review, background checks, and issuance of the residence permit if approved.
Any timeframes are indicative only. No official processing timeline is guaranteed, and timing varies based on completeness, complexity, and government capacity (as stated in the provided source).
Due Diligence and Compliance
Screening in plain language
- Identity verification and document authentication checks.
- Criminal record review via submitted police certificates (as stated in the provided source).
- Review of investment evidence and compliance with route conditions.
- Source of funds and source of wealth review (high-level), as stated in the provided source.
Financial compliance focus
- Funds must be legal and verifiable (as stated in the provided source).
- Applicants should prepare bank statements and supporting wealth evidence (as stated in the provided source).
- Subject to sanctions, AML and CTF checks and enhanced due diligence where applicable.
Applications are adjudicated by the competent Greek authority. NTL provides advisory support and coordination with licensed Greek legal professionals as described in the provided source, but does not guarantee approvals, outcomes, or timelines.
Fees and Costs
Government fees and certain costs stated in the provided source are summarized below.
| Fee type | Amount | Notes |
|---|---|---|
| Application fee (main applicant) | EUR 2,000 | Stated reference in the provided source: Law 4251/2014 Article 132 and Law 4546/2018 Article 38. |
| Application fee (family member) | EUR 150 | Per dependent family member (as stated in the provided source). |
| Residence permit card printing | EUR 16 | Per person (as stated in the provided source). |
| Health insurance | Varies | Mandatory for all applicants (as stated in the provided source). |
| Real estate transfer tax | 3.09% | On property purchase price for real estate route (as stated in the provided source). |
Risks, Notes, and Disclaimers
Mandatory notices
- Information is general and not legal advice.
- Final eligibility and approvals are at government discretion.
- Figures and timelines must be verified against official publications.
- Subject to sanctions, AML, CTF checks and enhanced due diligence where applicable.
- Program requirements, thresholds, fees, and procedures may change by government decision (as stated in the provided source).
The provided source states that program terms can change and cites recent changes including revised thresholds and rental restrictions.
About NTL International
Corporate profile
NTL International provides professional advisory services for residency by investment programs, including the Greece Golden Visa, through coordination with licensed Greek legal professionals (as described in the provided source).
Licensing or authorization statement: The source contains "Government-licensed" language. Licensing authority and license reference: To be confirmed from official source / client-specific assessment.
Contact
Legal basis references (as stated in the provided source)
- Law 4251/2014 (Immigration and Social Integration Code), referenced in the source.
- Law 5038/2023 (Migration Code), referenced in the source.
- Law 5100/2024 (major update effective April 5, 2024), referenced in the source.
- Ministerial Decision 214926/2025 (published November 11, 2025), referenced in the source. Official publication link: To be confirmed from official source / client-specific assessment.
This brochure is confidential and intended solely for the named client. Redistribution is not permitted without written consent.